About us
We are a payments company focused on making it simple for businesses in Malawi to accept money the way their customers already pay.
Malawi’s economy runs on mobile money and cash. Airtel Money and TNM Mpamba reach millions of people who never visit a bank branch. Yet merchants still juggle multiple integrations, reconciliation headaches and delayed settlement.
Luna Finance exists to change that. One API. One dashboard. One reconciliation file. Local rails first, global settlement when you need it — engineered to the standards the Reserve Bank of Malawi and international card schemes expect.
Principles
We start with the rails Malawians already trust — Airtel Money, TNM Mpamba and NatSwitch — before expanding outward.
Clear docs, sandbox parity, idempotent endpoints and webhooks that actually work. Shipping a checkout should take an afternoon, not a quarter.
PCI DSS, AML/KYC and Reserve Bank of Malawi requirements are baked into the architecture, not bolted on later.
Regulatory status
We are currently undergoing licensing review with the Reserve Bank of Malawi. We will only offer live services once authorisation is granted.
Whether you are a merchant, a fintech or an engineer who cares about payments infrastructure in Malawi — we would love to hear from you.
Get in touch →